Health is wealth they say. Whoever believes otherwise do not care about their well-being at all. That said, I think it is important that every person be entitled to proper health care at very affordable rates. That's what health insurance companies are for.
Whoever you are, whether you are a student, a dependent, or an employee, you are entitled to health insurance. Even companies and organizations have business health insurance coverage to protect the well-being of everyone working in that organization. Not only that, they also must maintain a business insurance policy where the coverage of the insurance is stated.
In most cases, an insurance policy must cover foremost the health insurance. Any business entity can always get a group health insurance quote from a number of reputable insurance providers. Then disability and life insurances will also need to be covered to guarantee an employee and its family members some income or compensation in case of injuries and even death. Business property insurance will protect your business in case of flood, fire or other disasters. General liability insurance will also need to be covered especially if you conduct your business at your place of residence. Business interruption insurance and workers' compensation are also vital and needs to be covered in an insurance policy.